Loan Officer

Posted on Sep 10, 2019 by Cardinal Credit Union

Mentor, OH 44060
Accountancy
Immediate Start
Annual Salary
Full-Time

Cardinal CU was selected by The Cleveland Plain Dealer as a 2017 Top Work Places company.

Founded in 1953, Cardinal Credit Union is a community chartered credit union serving citizens in Lake, Cuyahoga, Geauga, Ashtabula, Portage, Summit, Mahoning, Trumbull, and Columbiana counties.

Our mission is to brighten our member's financial future. The Credit Union National Association (CUNA) recognized Cardinal as one of the 200 Healthiest Credit Unions in the nation.

We are seeking an experience Loan Officer to assist members with their consumer lending needs; analyze loan requests and make credit decisions based on lending policy.

Essential Functions & Responsibilities:

Analyzes current financial position of members to determine the degree of risk involved in extending credit or lending money. Makes decision to approve, disapprove, or forward the loan request to higher levels for decision.

Interviews member loan applicants to develop information concerning their loan needs, earnings, and financial condition.

Establishes the terms and conditions of an approved loan and reviews them with the member.

Explains loan programs to members, evaluates their needs and recommends loan options.

Prepares and/or reviews all loan documents for completeness and accuracy for signing and loan distribution.

Follows current loans to ensure compliance with terms and legal requirements.

Cross-sells Credit Union services to members.

Participates in sales development activities.

Keeps informed of current trends in consumer credit.

Meets and exceeds established incentive goals each month.

Our competitive benefits package includes: medical, prescription, dental, vision, life, long- and short-term disability Insurance, generous 401(k) plan, paid time off and holidays, loan discounts and much more.

Cardinal Credit Union is an Equal Opportunity and Affirmative Action Employer committed to engaging a diverse workforce and sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Non-smoking work environment

Reference: 754762985

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