Credit RIsk Manager - Transaction Approval
Posted on Aug 30, 2019 by Hamlyn Williams
Hamlyn Williams is representing a Dutch multinational bank in the Netherlands who are looking to add a Senior Credit Risk Manager to their Asset Based Finance - Transaction Approval Team.
Financial Risk Officer Asset Based Finance
Our client is looking for a financial risk officer to strengthen the Asset Based Finance (ABF) team. The ABF team is part of the Credit Risk Management Transaction Approval - Products (CRM TA-P).
CRM TA-P consists of high-value specialists and is responsible for the risk management of the toughest and most complex loans from our clients Wholesale Banking division. CRM TA-P assesses and monitors credit transactions for the following internal Bank units: AFSL Business, Commercial Finance, Corporate Investments, Leasing, Structured Acquisition Finance Mid-Corporates, Structured Lending, Sustainable Project Finance.
You are going to do this
The CRM TA-P ABF team focuses specifically on the (large) business customers and prospects of our client with a complex product/credit requirement, who (also) purchase or are eligible for asset-based factoring and lease products.
You make (advise) independently (additional) decisions on credit requests from customers and prospects within the (large) business segment. You work closely with various colleagues within the bank, including our Asset Specialists, Asset Analysts, Relationship Managers, Lending Specialists, other teams within CRM TA and other risk departments. You advise on indicative proposals and provide timely guidance to risk appetite and risk/reward.
You challenge the Front Office proposals and you ensure that you accept acceptable credit risks. Where desirable from the perspective of risk management, you also visit business partners in consultation with Front Office.
The experience you gain during the assessment of individual credit requests is valuable for other teams within the Bank. You will use your knowledge to contribute to the Credit Risk Policy by, among other things, portfolio analyzes, but you will also use your knowledge and skills within your role to further improve the process of lending from a customer perspective.
Your working environment
CRM TA-P is one of the 4 components of Credit Risk Management Transaction Approval and falls within the scope of the Chief Risk Officer (CRO) NL. The ABF team consists of 6 Financial Risk Officers with different backgrounds.
The teamwork from their offices in Amsterdam and Bunnik.The team is customer-oriented, transaction-driven, self-managing and flexible.
The role of financial risk officer offers you the opportunity to deepen your substantive knowledge in the field of credit analysis, business models, credit products and credit structures in a dynamic environment in a relatively short time. The central position within the bank gives you access to an extensive network within the Front Office and risk management and the possibility to further expand this.
In addition, we ask you to:
- HBO/WO work and thinking level;
- That you have excellent analytical skills;
- That you have at least 3 years of experience in credit risk management or have held a commercial position within a financial institution;
- Preferably: that you have expertise and experience with regard to factoring and/or lease products;
- That you can contribute to the renewal of working methods (such as the deployment of operational management and Agile Way of Working).
*To be considered for this role you must speak fluent Dutch or speak Dutch to an extremely high business level*