About the role

My client is seeking a KYC/KYB Officer to join their Banking Operations team. In this role you will assist with the everyday process of the Operations team relating to account opening for deposit customers, assuring quality, error free CDD and mitigation against risk by adherence to AML/CTF and KYC procedures and the Bank's good practice. Working to carry out and analyse KYC checks and the results of client screening on all new deposit and lending accounts and determining the risk category of customers and assisting with relevant due diligence checks (SDD, CDD, EDD) will be a key aspect to the role.

Role Responsibilities:

• Daily monitoring, including managing AML/CTF and customer screening (PEPs, sanctions, adverse media) and conducting financial assessments to determine whether a client's deposits are in line with their legitimate income, and requesting further information where necessary (Source of funds, source of wealth).
• Conducting periodic reviews of client accounts and undertaking DD refresh and managing the escalation of any high-risk customers through the appropriate channels.
• Ensure adherence to the AML/CTF and KYC procedures of the bank for all Deposit and Loan customers.
• Escalation of high-risk customers through the appropriate channels.
• Ability to handle customer queries with efficiency and thoroughness, and where necessary directing customer calls to the relevant parties for further investigation & resolution in a timely and courteous manner.

Personal Attributes & Experience:

• Regulatory Knowledge as applicable to role.
• Act with integrity always and embrace the philosophy of treating our customers fairly.
• Knowledge of UK Banking activities, products, and processes.
• Understand and follow all relevant compliance considerations including the regulatory environment and appropriate processes, procedures, and their implications.
• Ability to identify any relevant business risks and escalate them accordingly.
• Strong attention to detail, and investigative mindset.
• Knowledge of relevant regulatory requirements and impact on the business.
• Strong communication skills including relationship management skills.
• Maintain an understanding and awareness of financial crime laws and regulations; together with knowledge of the responsibility to report any instance of actual or suspicious money laundering and duty to avoid alerting the customer.