VP, Credit Portfolio Officer (Balcon)

Posted on Dec 11, 2018 by Citi-US

Not Specified, PR
3 Dec 2018
Annual Salary
  • Primary Location: United States,Delaware,Wilmington
  • Education: Bachelor's Degree
  • Job Function: Risk Management
  • Schedule: Full-time
  • Shift: Day Job
  • Employee Status: Regular
  • Travel Time: Yes, 10 % of the Time
  • Job ID:


Citi the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.
Citi's Mission and Value Proposition explains what we do and Citi Leadership Standards explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients' and the public's trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.
Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop to are widely available to all.

The Credit Portfolio Senior Manager for the Balance Consolidation (Balcon) team shares the responsibility of managing credit policy to drive sustainable growth within Risk Appetite for the Balance Growth channel.

Key Responsibilities:
- Take ownership of the Balance Growth (Balcon) channel; manage Balcon programs and any new initiatives in close collaboration with internal Risk teams and cross-functional partners.
- Perform vigorous analyses using analytical and statistical tools to identify gaps and opportunities for the channel, and to drive changes to credit policy to optimize risk-rewards tradeoff.
- Develop and implement risk-assessment models or methodologies.
- Synthesize information and data to resolve business problems with logical and practical solutions; apply mathematical or statistical techniques to address practical issues in risk management
- Document/ensure communication of key risks, produce reports and presentations that outline findings, explain risk positions, or recommend changes
- Present analytical findings and associated business implications to senior management.


  • Bachelors Degree required in statistics, mathematics, engineering, physics, economics, or related quantitative discipline
  • 5+ years experience in risk management, financial services or relevant field
  • Experience with analytical or data manipulation tools (e.g. SAS, SQL, R, SPSS)
  • Proficient with MS Office suite
  • Excellent quantitative and analytic skills; ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis
  • Ability to build effective presentations to communicate analytical findings to a wide array of audiences
  • Effective cross-functional project, resource, and stakeholder management; effectively engage with internal audit and external regulators
  • Experience with end-to-end project planning and management
  • Understanding of basic P&Ls of Cards business
  • Experience in business or risk modeling a plus
VP, Credit Portfolio Officer (Balcon)

Reference: 598336878

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