Consumer Lending Underwriting Specialist (Consumer Loan Officer)
Posted on May 12, 2021 by Taleris Credit Union, Inc.
We are a community-based financial institution currently seeking the right candidate to join our team, to fill an opening we have for a full- time Consumer Lending Underwriting Specialist (Consumer Loan Officer). This open positon, under general supervision, would be responsible for viewing, analysing and underwriting consumer loan applications within the financial institution's consumer loan and industry guidelines.
Essential Functions & Responsibilities:
- Evaluates risk utilizing a thorough analysis of the borrower's application, account and credit information, and approves both direct and indirect loans within limits set by the financial intuition.
- Evaluate credit reports and accounts to identify sales opportunities.
- Work closely with other lending staff members, as needed to process loans quickly and efficiently.
- Performs other job related duties as assigned.
- To ensure the institutions government standards are met at all times, ensuring accuracy on all documents with zero errors.
- To maintain a professional, courteous, and friendly atmosphere for members and co-workers.
- To maintain knowledge of available loan products.
- Interpret and analyze tax returns and financial documents.
- Ability to handle confidential material in a professional, highly ethical manner.
- To ensure loan documents are in compliance with policies and procedures.
- To demonstrate and maintain good working knowledge of state and federal consumer lending standards through continued research.
Knowledge and Skills:
- Two to five years of similar or related experience in all consumer lending, including but not limited to unsecured, secured (Auto, MC, RV & etc.), indirect auto and HELOC.
- Some college preferred.
- Strong interpersonal skills to build and maintain professional relationships with members and co-workers.
- Intermediate PC and keyboarding skills.
- Must meet the Consumer Financial Protection Bureau mortgage loan originator qualification requirements, including acceptable background check.