Are you a recent graduate or early career data enthusiast looking to kick start your career in data science? Do you want to work in a fast paced environment where you can make an immediate impact?

We are hiring a Junior Data Scientist to join a collaborative and innovative team that is shaping the future of credit risk modelling and forecasting. This is a fantastic opportunity to work closely with experienced professionals and gain hands on experience in predictive modelling, loss forecasting, and machine learning, all within a growing, tech enabled financial services organisation.

The Role

You will be part of a small, high impact data science team responsible for:

• Developing predictive models such as scorecards and machine learning models for customer acquisitions and collections

• Supporting loss forecasting for both new business and the existing portfolio

• Exploring new data sources and modelling techniques to improve performance and accuracy

• Working with tools like Python, T SQL, and Excel to manage data workflows and build solutions

• Collaborating across departments with teams in credit risk, finance, capital markets, and operations

• Monitoring model performance and contributing to regular validation and compliance reporting

What you'll need?

• A degree, or equivalent experience, in a numerate subject such as Mathematics, Statistics, Data Science, Economics, or Physics

• 1 to 2 years of experience in a data driven environment, or strong academic project experience

• Familiarity with modelling techniques like logistic regression or basic machine learning

• A keen interest in data science and its applications in finance or risk

• Strong attention to detail and a problem solving mindset

• A confident communicator who can explain data insights to both technical and non technical audiences

• Experience with Python and SQL is essential, experience with AWS or model deployment is a bonus

Why work for us?

• Work in a high growth, data first business combining fintech agility with financial service rigour

• Be part of a collaborative and forward thinking team where your input matters

• Gain exposure to real world business problems and end to end model development

• Hybrid working available, with regular team interaction and support

• On site parking and scenic office location in Sevenoaks (a driving licence is helpful due to limited public transport)