Overview The successful candidate will report into Republic General Agency. Responsibilities Conduct rate indication / profitability study by business segment (State group, Line of Business, Products) for a book of personal lines business (Auto, Home, etc.) to identify pockets of profitable growth opportunities in the local insurance market and the areas requiring remediation. Participate in monthly/quarterly product monitoring to identify issues and opportunities within the various classes and regions and assist in the development of actions plans; Develop and implement recommended product pricing changes based on business performance demonstrated through policy quarter analytic process. Communicate results of pricing analyses to the various audiences including underwriting and senior management; including explanations for profitability drivers, trends in operational diagnostics of the business, profitability risks, variability, etc.; Influence the decision process. Collaborate with underwriting and product line managers to effectively executive business strategies and monitor outcomes on a periodic basis. Review and understand various pricing tools in use by business, refine the pricing tools where appropriate. Ensure pricing parameters are adequate and up-to-date. Support the business planning teams in the selection of initial expected loss ratios. In conjunction with other pricing actuaries develop and maintain a library of pricing parameters including: premium and loss trend factors, loss development factors, increased limits factors (or sol curves), industry expected loss ratios Support the Compliance department with preparation of rate filings and assist in responding to related objections from the individual state insurance departments. Coordinate with other pricing actuaries and IT to develop regular actuarial reportsincluding renewal rate monitoring, new / renewal price monitoring, large loss reports, incurred/paid actual versus expected analyses, etc. to be used in various pricing, reserving and profitability analyses. Support and contribute to the monthly actuarial reporting processes for each class of business. Analyze industry trends and information and highlight the implications for the business. Support forward business planning, forecast and analysis process, also integrated with reserving and profitability process. Bachelor's Degree in Actuarial, Math, Economics, Statistics, or similar field requiring significant quantitative analysis; Actuarial Analyst: 1-3 years relevant experience; pricing primary personal lines business (Auto, Home, etc.) preferred with at least 2 CAS exams; Strong knowledge of Microsoft Excel and VBA, and working knowledge of SQL, data structures, systems, and predictive modeling experience preferred. Ability to work in a fast paced, team-oriented environment as well as working independently. Excellent communication and interpersonal skills, able to establish credibility with senior underwriters, business unit leaders and divisional leadership. Ability to work with IT to improve the data quality and collection processes as well as executive business strategies through frontend policy admin systems. What We Offer: AmTrust Financial Services offers a great work environment, competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical and Dental Plans, Life Insurance, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, and Paid Time Off. AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities. AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.